35% including accounts collected through legal action

EXCEPTIONS:
       50% on accounts where the debtor is not at the address given at the time of listing
       50% on accounts:
               -outside our roster area
               -claims previously handled by others
               -accounts under $250.00
               -Court Consolidations
               -accounts over one year old
               -certain other categories


               25% on first $2,000.00 collected
               22% on next $2,000.00 collected
               20% on next $1,000.00 collected
               18% over $5,000.00 collected

       Accounts under $500.00, use retail rates.



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